If you were recently involved in a car accident that resulted in an injury, you'll likely want to use insurance to receive compensation. However, things are a bit different when you are injured in a state that has no-fault insurance laws. Here are some things that you should know if you're injured and need to understand these laws.

Know How No-Fault Injury Claims Are Different

The main difference between a personal injury claim and a no-fault insurance claim is what you can recover from the insurance company. When you file a personal injury claim, you are entitled to receive compensation for not only the physical injury but all of the intangible losses that you suffered as well. For example, pain and suffering is often a big factor that is considered during a personal injury lawsuit, and there is no real way to measure how much pain and suffering is worth. When you make a no-fault insurance claim, you are limited to what you can recover compensation for. You can only receive compensation for losses that can be directly associated with a dollar amount. 

Know What No-Fault Insurance Claims Cover

Your medical expenses will be covered under a no-fault insurance claim, which includes all of your doctor's visits, prescriptions, and surgeries that are necessary to help you recover from your injury. You will also be able to recover lost wages as a result of your injury. Make sure that you fully understand what your state laws are regarding lost wages due to an injury, since you'll likely be limited to lost wages that occur after a specific period of time after the injury happened. 

You can also be reimbursed for reasonable expenses that are associated with the accident. There are heavy limitations in place to reduce these costs from getting out of control, but they can help you pay for things like child care, transportation, and other costs associated with your injury.

Know When To Hire A Lawyer

It is worth hiring a lawyer when you suffer a major injury under no-fault insurance laws. Small injuries likely have very few costs involved that need to be reimbursed, but a more serious injury will always result in more bills. With more things that the insurance provider can fight you about covering, having a lawyer will help ensure that you are maximizing your compensation under the law.

For more information about no-fault claims, contact a local law firm.